Digital River Alternatives for 2024 -

Sep 26, 2024

There's an abundance of Digital River alternatives on the market. You may not be aware of what makes one of them distinguish themselves from the rest.

It's crucial to understand the fact that Digital River is a merchant of record (MoR) This implies that some payment providers might not offer the type of comprehensive services that you're used when using an MoR.

In this blog, we will discuss:

The reasons to choose HTML0 for the most effective Digital River Alternative Is it a Dealer of Record

If you're a fan of Digital River but aren't familiar about the concept of "merchant of record" is it possible you're not aware of the numerous advantages are associated with one.

We will review the meaning of MoR and what it is for is it important for your business uses it to make money from your SaaS software, or other digital products - you should make sure that you keep using one.

HTML0 What is an Merchant of Record?

Merchant of Record (MoR) will be the one who offers the services and products to the consumer. The company can function as its own MoR, but many opt to contract out this task to a firm like Digital River or to sell items and services on behalf of their company.

The MoR is responsible for the risk of SaaS transactions for you which means they take care of everything from processing payment transactions, and chargeback management, the collection and payment of taxes in accordance with local laws and regulations. Additionally, because the MoR is accountable for any issues related to those issues that they solve, they are able to manage the issue for you and you won't need to.

Digital-commerce-reliant businesses that utilize an MoR can focus less on ecommerce and more on making great software, SaaS, video games, mobile games, or other digital goods.

What makes a Merchant of Record different from Payment service providers ?

The payment service provider (PSPs) as well as MoRs act as a bridge between businesses that wish to sell their product, and the specific networks and the solutions that are needed on the backend in order to make it easier for those transactions. These specialized networks and services could include payment gateways, processing, merchant accounts that accept credit and debit card payments as well as other.

PSPs usually also come with an Ecommerce Platform and/or Integration capabilities (such as APIs, plugins and special integrations.) for integration with their payment platform or checkout with your online store or website however, there are a variety of options readily available.

However, payments service companies typically fall in the middle in controlling risk, handling tax issues and chargebacks. If regulations or rules change within any of the regions or countries where you sell the product, you'll have to be up-to date with adjustments and altering your PSP processes and check out in accordance with the changes.

Certain PSPs can offer an upgradeable option for payment in order to bring their offerings closer the ones that MoR will automatically offer, however they are often bolt-on features with charges for upgrades. In the case of Stripe, for instance. Stripe offers a fraud-prevention upgrade known as Radar but it comes with extra costs per transaction costs.

Grow With, an experienced merchant for Record Record

is one of the largest merchants that is registered with global software companies, handling more than 1 billion dollars of transactions annually.

Here's a few of the various reasons that we've gotten that name.

We have decades of Experience

In 2005, the company was founded and has over two decades of experiences in the field of global payment, and has been an integral part of the SaaS scene as it's expanded.

This is why our team is well-versed in the complexities of selling digital goods and apps, including subscription management, as well as all the nuanced needs that come with it.

We're Backed By Great Investors

It is not necessary to fret about being successful or reliable. With our years of knowledge and experience we are able to provide protection that comes with being supported by an extremely efficient, top-performing, and reliable financial institution.

With the help of Accel-KKR You can gain access to the cash and other resources you need to increase your company's operations with payments online, and provide superior corporate, privacy and security oversight.

We Change When We Grow

The many years we have been in the world of payment platforms has assisted our company grow over the years. but that growth has occurred thanks to our amazing customers.

It is because of two main reasons that we utilize the revenue-sharing model and also since we're a company who wants to support you to continue your growth.

     1. Earn money when you make money.

Based on the revenue sharing system, we make a profit every time you successfully complete. If your customer makes a purchase and we take a commission on the transaction.

This means that even if you're not doing anything or moving money, we're not charging you a commission.

Our team will work together with you to establish simple, flat-rate pricing dependent on the amount of transactions and the time it takes to complete. Pricing will incorporate the features of our platform as well as tools.

2. We Want to be your Partner and not your Payments Solutions

Stardock might be able to make the transition to SaaS subscriptions because of's ready-to-use subscription infrastructure. However, they were also aware of the money we invested on our platform in order in order to keep developing innovative products and features.

This helped Brad Sams of Stardock feel secure in Stardock's partnership with Brad Sams of Stardock, because he could understand that the partnership was going to last. "Because as we grow, the more successful we'll be. It is essential to ensure that everyone's winning and all is in sync."

" was on that path of continued investment and wasn't only collecting his paycheck each month, but not doing anything."

- - Brad Sams, Stardock

TestDome has been extremely happy with their support, noting that it goes through the entire process of helping with issues for buyers along with chargebacks all the way up to the very top of the company as well as the CEO.

Awards-Winning Customer Service and Customer Retention

The high level of support and customer service hasn't been only acknowledged by our clients, but it has also been recognized in our company.

We're not just saying that we're looking to become an equal partner, we've set out to prove this.

 Our team of hands-on migration experts strives for your success

support isn't only there for the first time after joining, and we're there to assist you to get started with our payment platform as swiftly and easily as you possibly can.

Our hands-on implementation team comprised of highly-performing sales engineers is an expert in's web storefront pre-built solution with its flexible and expansive webhook API as well with other options. They'll assist users in making seamless adjustments through integration and migration.

 Other Great Features

Below are more great reasons to use :

  • Your account will immediately be to the requirements of VAT, sales tax as well as privacy legislation around the globe.
  • accepts the top ninety percent of all payment options which are accepted in over 185 countries in the world as well as in over 21 different languages.
  • You are able to design seamless, interactive or integrated pop-up checkout pages on your website.
  • We make it easy to give discounts, coupons, and prices that are dynamic for promotions.
  • The process of checking out is streamlined to one click using 1ClickPay.
  • Plus much plus!

3 Others Digital River Solutions

These are the typical options to consider when evaluating Digital River competitors. Be aware that none of these options are merchants of record Therefore, you'll require to enhance their offerings via their internal channels as well as other suppliers or solutions.

Stripe

Screenshot of Digital River alternative Stripe's homepage, with a colorful red, purple, and yellow background, large black text on the left, and photos of a smartphone screen and an analytics dashboard on the right.

Stripe is an affluent credit card processor. It allows companies to accept credit cards, debit cards, and mobile payment options and other features such as:

  • Payment processing.
  • A customizable UI and pre-built checkout flows.
  • Simple management of subscriptions.
  • Online invoice.

Perhaps you're thinking whether this is a viable alternative for your company because it's widely used and could seem at first to provide cheaper rates than the retail store of record that you're currently working with. This is due to the fact that Stripe isn't a retail store of record.

If you're seeking to cut your expenses for business transactions and have the ability and expertise and the time and teams to support all the products you'll be losing after switching from MoR accounts to Stripe it could be the ideal choice for your company. You'll still need to cover the cost in services lost which includes tax aspects of compliance, the control of fraud as well as fraud control. Stripe offers products that aid in completing these needs. But, these are add-ons which will increase the total price and any initial savings could quickly disappear.

But, if you're planning switching to Digital River to a business that is similar to MoR and you like the advantages and security that MoR gives, Stripe probably isn't the most suitable Digital River competitor for you.

Adyen

Screenshot of Digital River alternative Adyen's homepage, white background with black or green text and a close-up image of a small digital device and stylus.

Adyen bills itself as an "end-to-end financial management, payments, and financial management, all inside one platform." Its payment solutions as well as financial services are complemented by various features and offerings, including:

  • In-person and online payments in the same system.
  • Optimization of revenue through intelligent payment routing to improve the convert rate.
  • Subscription management features like dunning automation.
  • Risk management through detection of fraud and prevention.

Even though Adyen has certain advantages that an official merchant can provide, but you'll need to manage your business accounts, as well as your merchant accounts..

PayPal can be a fantastic option for small businesses

Screenshot of Digital River alternative PayPal for Business' homepage, white background with black and blue text and photos of people and digital devices.

PayPal is an incredibly well-known online wallet for personal online payments They also have the option of processing transactions for businesses that are small in size. PayPal for Business is both an in-person and online shopping service.

(SaaS businesses that use it also process payments using PayPal.)

Other services provided by PayPal for Business include but aren't limited to:

  • Integrations that are built into major online shopping carts (such as Shopify).
  • QR codes as well as POS system.
  • Invoicing.
  • Protection against chargeback (only available for business accounts that have Advanced Credit and Debit Card payment).

Besides PayPal for Business, PayPal offers a payment processor that is designed specifically to work with SaaS known as Braintree.

What can I do?

Do you require a merchant of record to grow your business internationally? It is a complete and integrated payment system for SaaS, software, video gaming, as well as other companies that sell digital products.

We offer VAT and sales tax calculation as well as collection and remittance. Payments are localized; we ensure Regulation compliance; top-rated consumer assistance; and much other things!

Katie Stephan

Katie Stephan Katie Stephan is the Senior Content Strategist at . Besides her extensive marketing experience and knowledge, she has an MFA in non-fiction creative writing. She has also worked within the local community as writing instructor at a local college.

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